Anyone Use Square's Cash To Pay For A Guitar?

Discussion in 'What's left to Talk About?' started by golem, Jun 13, 2019 at 9:40 PM.

  1. golem

    golem Well-Known Member

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    I trust Square. One of the founders donates a lot of money in STL and a non-profit he launched is what helped me land my first jobs as a developer. I just don't know how the app works, whereas I do understand how Zelle and PayPal work.

    I'm trying to figure out if and how they offer buyer protection and just wanted to get a feel for what people think of it.

    I'm seeing a really great deal on a USA G&L ASAT Z-3 in Plano, Texas. If you're in that area I'll let you know what I'm looking at (I have no problem letting you have it if you have the cash and want it). Problem is the seller is new to PayPal and they put holds on money sent (which I believe because I had this problem with one other person recently when they just opened PayPal).
     
  2. golem

    golem Well-Known Member

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    Bump because I'm kind of in a hurry.
     
  3. DonM

    DonM Well-Known Member Supporting Member+

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    Sorry, I never heard of it.
     
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  4. idiotsdelight

    idiotsdelight Well-Known Member

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    Never heard of it either.

    I dont think a PP hold has anything to do with a new user. I've had random holds placed on my account & I've (been forced to) used PP for years.
     
  5. golem

    golem Well-Known Member

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    From PayPal:

    Why could your funds be temporarily unavailable?

    We may place reserves, limitations, and other holds on your account (you can read more about them in our User Agreement), but here are some of the reasons why we might place a hold on your account.
    1. You’re a first-time seller. When you’re a new PayPal seller, it takes time to build up enough history to demonstrate a pattern of positive buyer-seller transactions. The good news is you can usually move out of this status by confirming your identity and building up a history of positive selling activity.
    2. You haven't sold in a while. When your selling activity has been dormant for a long time, it will also take time to rebuild a history of positive buyer-seller transactions.
    3. Multiple customers filed for a refund, dispute or chargeback. If multiple customers file for a refund, dispute, or chargeback, it can delay the availability of your funds. The best way to resolve this is to work directly with your customers to prevent, or solve, disputes and chargebacks. Sometimes it’s possible that your customer filed for a refund, dispute or chargeback because someone illegally used their PayPal account to buy something. We ask that you hold off on shipping any items when this happens.
    4. Your selling pattern appears unusual or changed. An unusual sales activity includes: a recent spike in sales or a change in your average selling price, business platform or type of item being sold.
    5. You’re selling higher risk items. Higher risk items can include tickets, gift cards, consumer electronics, computers, and travel packages.
     
  6. golem

    golem Well-Known Member

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    I can’t find any evidence that Cash offers buyer protection so it’s PayPal or bust unless I trust the buyer.


    Sent from my iPhone using Tapatalk
     
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  7. fullonshred

    fullonshred Well-Known Member

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    I had never heard of it before your post.
     
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  8. golem

    golem Well-Known Member

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    Square isn’t doing a good job of advertising it. Obviously they’re well known for point of sale systems.


    Sent from my iPhone using Tapatalk
     
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  9. MarkW

    MarkW Well-Known Member

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    Use PayPal often. Never heard of “square cash”.
     
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  10. Mossman

    Mossman Well-Known Member

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    I only know my speed
    That's a new one on me too.
     
  11. golem

    golem Well-Known Member

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    I’ll probably down the app as an option to pay in person.


    Sent from my iPhone using Tapatalk
     
  12. littlebadboy

    littlebadboy Well-Known Member

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    Haven't heard of Square. Try to keep it on PayPal. Is he selling it online? Can't you go in person? I feel a little bit weary on that to be honest, unless it's through eBay or Reverb.
     
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  13. mark_morton

    mark_morton Well-Known Member

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    I've used PayPal and Venmo, face to face transactions for both buying and selling. Never heard of that app.
     
  14. voodoorat

    voodoorat Well-Known Member

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    i'd never heard of it until recently. i assume it's the same as venmo. i doubt if there's any sender protection, it's just a transfer utility. as an in-person alternative to cash it makes sense i guess.
     

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