So I am starting to wonder if my Lake Saint Louis home is related to a mobile home (tornado magnet). In 2015, a wind-sheer down-draft type of tornado hit my house, taking out some trees and my roof. No one was hurt and I recovered after $5K out of pocket and insurance. Last night I awoke 3 times to the weather radio going off announcing storms. Lots of lightening, thunder and rain all night. Nodding off after the 3rd alert, I was rudely awaken by what seemed like the bedroom wall being hit by baseball bats and the house shaking violently. Grabbed the wife and dog - headed for the basement. Emerged 10 minutes later to find my siding on my neighbors lawn and porch across the street and my wife's favorite red bud tree cut in half. No water leaks, but total PIA and I can feel the wallet emptying once again ($1K deductible). BTW: noting to see here - there really is no global warming - move along.